Straight Up With Steph
Your podcast for real tips on healthy posture, healthy habits, and a healthy life!
Straight Up With Steph
Ep 17: Disability Insurance 101: Tips For Protecting Your Future
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In this episode, I sit down with Susan to discuss her personal injury journey and the crucial role disability insurance plays in protecting one's financial future.
We dive into key topics such as understanding disability insurance, the importance of policy portability, taxable vs non-taxable policies, and why getting coverage early can make all the difference.
Whether you're considering insurance or already have policies in place, this episode is packed with insights to help you navigate your options and secure your income.
About Susan:
Susan Cotten, BS, RDH, OMT, is dentistry’s oral cancer coach! She is the founder and CEO of Oral Cancer Consulting and developed The Cotten Method, an oral cancer screening method and dental oral cancer office system. In addition to speaking, Susan holds hands-on oral cancer screening workshops for dental professionals who want to have more confidence in a comprehensive screening, reduce the risk of liability, and increase early detection.
In her career, Susan has performed over 60 thousand oral cancer screenings. She is the Dental Lead for the Alliance for HPV Free Colorado, an instructor for National Network for Healthcare Hygienists, an RDH Advisory Board member at The Oral Cancer Foundation, and director with Dental Codeology Consortium.
Susan is a 2018 recipient of the Sunstar RDH Award of Distinction, recipient of the Colorado Dental Hygienists’ Association Ethyl Covington Award and Outstanding Contribution Award. Susan founded MAD (Make A Difference) for Healthy Smiles as a 2010-2011 member of Donny Osmond’s Make a Difference program and received Volunteer of the Year from the Oral Cancer Foundation in 2011.
On a personal note, Susan loves walking the beaches of Hawaii, is a former country dance competitor, and loves watching college football.
To Connect With Susan:
Facebook:@SusanCottenRDH
LinkedIn: @SusanCotten
Instagram: @scottenrdh
Website
Email: oralcancerconsulting@gmail.com
To watch on YouTube, click here
Timestamps:
00:00 - Introduction and Susan's Expertise
3:12 - Susan's Injury
12:01 - What is Disability Insurance?
13:19 - When You Have Multiple Policies
15:44 - Policy Portability
18:04 - Taxable vs Non-Taxable
19:01 - Most Important Things to Check!
24:54 - The Importance of Getting It Early
28:19 - Waiting Until After an Injury
29:21 - What's a Rider?
35:06 - Short-Term vs Long-Term Policies
39:17 - Wrap-Up & How to Reach Susan
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